{"id":2540,"date":"2023-04-21T15:33:34","date_gmt":"2023-04-21T13:33:34","guid":{"rendered":"https:\/\/www.equipehypothecaire.ca\/services\/"},"modified":"2023-05-16T20:47:51","modified_gmt":"2023-05-16T18:47:51","slug":"services","status":"publish","type":"page","link":"https:\/\/www.equipehypothecaire.ca\/en\/services\/","title":{"rendered":"Services"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2540\" class=\"elementor elementor-2540 elementor-24\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8022d92 elementor-hidden-mobile e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"8022d92\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aef0a4f elementor-widget elementor-widget-heading\" data-id=\"aef0a4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-895d23b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"895d23b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Advantageous and flexible mortgage products are becoming increasingly accessible over the years. That&#8217;s why \u00c9quipe Hypoth\u00e9caire offers a range of mortgage services tailored to your short and long-term needs. This allows you to make well-informed financing decisions.<\/p>\n<p>Paid entirely by financial institutions, our brokers inform and advise on financing solutions and loan terms, according to your situation. Whilst preparing you for and involving you in the mortgage process, our team excels at supporting you.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f6d14a9 e-con-full e-flex e-con e-child\" data-id=\"f6d14a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0d7ca31 e-con-full e-flex e-con e-child\" data-id=\"0d7ca31\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a024009 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"a024009\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc1\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112.png\" class=\"attachment-large size-large wp-image-743\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30972e5 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"30972e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#bloc1\">PRE-APPROVAL<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db93a4b e-con-full e-flex e-con e-child\" data-id=\"db93a4b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2de7c8 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"d2de7c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc2\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-115.png\" class=\"attachment-large size-large wp-image-746\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-115.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-115-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d60b57b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d60b57b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#bloc2\">NEW PURCHASE<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a5f2aa e-con-full e-flex e-con e-child\" data-id=\"0a5f2aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3596462 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"3596462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114.png\" class=\"attachment-large size-large wp-image-744\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b986d6 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"8b986d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#bloc3\">RENEWAL<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d76e8d e-con-full e-flex e-con e-child\" data-id=\"7d76e8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b9c973 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7b9c973\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc4\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113.png\" class=\"attachment-large size-large wp-image-745\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3738d8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"c3738d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#bloc4\">REFINANCING<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f99081 e-con-full e-flex e-con e-child\" data-id=\"9f99081\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-468e224 e-con-full e-flex e-con e-child\" data-id=\"468e224\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc78cc0 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"dc78cc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc5\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1.png\" class=\"attachment-large size-large wp-image-739\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ef4c40 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"9ef4c40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#bloc5\">MULTI-HOUSING UNITS<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-380cc4f e-con-full e-flex e-con e-child\" data-id=\"380cc4f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8068e24 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"8068e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc6\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"228\" height=\"228\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161.png\" class=\"attachment-large size-large wp-image-742\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161.png 228w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161-150x150.png 150w\" sizes=\"(max-width: 228px) 100vw, 228px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a371903 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"a371903\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#bloc6\">ALTERNATIVE CREDIT<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c3ebd5 e-con-full e-flex e-con e-child\" data-id=\"8c3ebd5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c84e26 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"1c84e26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc7\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1.png\" class=\"attachment-large size-large wp-image-740\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c4e55d elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"7c4e55d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#bloc7\">EQUITY PROGRAMS<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4216664 e-con-full e-flex e-con e-child\" data-id=\"4216664\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ff56b6 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"8ff56b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc8\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1.png\" class=\"attachment-large size-large wp-image-741\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35f9ddf elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"35f9ddf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#bloc8\">SELF-EMPLOYED WORKERS<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a8223ed elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"a8223ed\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bd601b elementor-widget elementor-widget-heading\" data-id=\"7bd601b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edd3f27 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"edd3f27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Advantageous and flexible mortgage products are becoming increasingly accessible over the years. That is why \u00c9quipe Hypoth\u00e9caire offers a range of mortgage services tailored to your short and long-term needs. This allows you to make well-informed financing decisions.<\/p>\n<p>Paid entirely by financial institutions, our brokers inform and advise on financing solutions and loan terms, according to your situation. Whilst preparing you for and involving you in the mortgage process, our team excels at supporting you.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9661c00 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"9661c00\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cb5a93a e-con-full e-flex e-con e-child\" data-id=\"cb5a93a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-40cd680 e-con-full e-flex e-con e-child\" data-id=\"40cd680\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a77f085 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"a77f085\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc1\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112.png\" class=\"attachment-large size-large wp-image-743\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d0f62f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"9d0f62f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PRE-APPROVAL<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-086ef06 e-con-full e-flex e-con e-child\" data-id=\"086ef06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b666784 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"b666784\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc2\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-115.png\" class=\"attachment-large size-large wp-image-746\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-115.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-115-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1eaa7d4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1eaa7d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NEW PURCHASE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-01260d5 e-con-full e-flex e-con e-child\" data-id=\"01260d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83febd3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"83febd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114.png\" class=\"attachment-large size-large wp-image-744\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58c2f1b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"58c2f1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">RENEWAL<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3f0fc7 e-con-full e-flex e-con e-child\" data-id=\"e3f0fc7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3254cb1 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"3254cb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc4\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113.png\" class=\"attachment-large size-large wp-image-745\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-025defa elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"025defa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">REFINANCING<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b1d2a7 e-con-full e-flex e-con e-child\" data-id=\"3b1d2a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-559742d e-con-full e-flex e-con e-child\" data-id=\"559742d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af2cf98 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"af2cf98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc5\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1.png\" class=\"attachment-large size-large wp-image-739\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e122c63 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e122c63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MULTI-HOUSING UNITS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c28c4e e-con-full e-flex e-con e-child\" data-id=\"3c28c4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-add6fee elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"add6fee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc6\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"228\" height=\"228\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161.png\" class=\"attachment-large size-large wp-image-742\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161.png 228w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161-150x150.png 150w\" sizes=\"(max-width: 228px) 100vw, 228px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bf6d7b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4bf6d7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ALTERNATIVE CREDIT<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b76ae2a e-con-full e-flex e-con e-child\" data-id=\"b76ae2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b4dd7e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0b4dd7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc7\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1.png\" class=\"attachment-large size-large wp-image-740\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d17da2d elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d17da2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EQUITY PROGRAMS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd6d995 e-con-full e-flex e-con e-child\" data-id=\"bd6d995\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25e9b0e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"25e9b0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bloc8\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1.png\" class=\"attachment-large size-large wp-image-741\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec1eace elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"ec1eace\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SELF-EMPLOYED WORKERS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f61017f e-flex e-con-boxed e-con e-parent\" data-id=\"f61017f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ab09c09 e-con-full e-flex e-con e-child\" data-id=\"ab09c09\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-881e0bc elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"881e0bc\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"bloc1\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112.png\" class=\"attachment-large size-large wp-image-743\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a22e7b elementor-widget elementor-widget-heading\" data-id=\"6a22e7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PRE-APPROVAL<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37ae6b1 elementor-widget elementor-widget-text-editor\" data-id=\"37ae6b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pre-approval is a crucial step in the mortgage process, as it allows you to obtain a formal letter of financing, accelerate the financing process at the time of purchase and increase your negotiating power. Even before the official loan is granted, the \u00c9quipe Hypoth\u00e9caire informs you about the available options and makes you aware of the various mortgage products, therefore anticipating time constraints.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c4714c e-con-full e-flex e-con e-child\" data-id=\"9c4714c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4287c26 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"4287c26\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"bloc2\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112.png\" class=\"attachment-large size-large wp-image-743\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff741c4 elementor-widget elementor-widget-heading\" data-id=\"ff741c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NEW PURCHASE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-971b3bd elementor-widget elementor-widget-text-editor\" data-id=\"971b3bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The purchase of a property is an important investment that must be planned financially. This is why the choice of mortgage should be made considering all the possibilities offered in the market. Looking beyond your borrowing capacity and the Beacon Score, \u00c9quipe Hypoth\u00e9caire offers you different scenarios based on the purchase value of the intended properties as well as your budget. The use of concrete tools allows a precise visualization of the appropriate purchase price according to your needs. This ensures your <span style=\"color: var( --e-global-color-primary ); font-family: var( --e-global-typography-2572ddd-font-family ), Sans-serif; font-size: var( --e-global-typography-2572ddd-font-size ); font-weight: var( --e-global-typography-2572ddd-font-weight ); letter-spacing: var( --e-global-typography-2572ddd-letter-spacing ); word-spacing: var( --e-global-typography-2572ddd-word-spacing ); background-color: var( --e-global-color-1d304b9 );\">financial health in the short and long terms.<\/span><\/p>\n<p>For an eventual property purchase, pre-approval is recommended. in order to prepare the implementation of financial strategies and to fully understand the mortgage products available.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e703e2 e-flex e-con-boxed e-con e-parent\" data-id=\"4e703e2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a6c15f e-con-full e-flex e-con e-child\" data-id=\"7a6c15f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9963c35 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"9963c35\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"bloc3\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114.png\" class=\"attachment-large size-large wp-image-744\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a10bff elementor-widget elementor-widget-heading\" data-id=\"1a10bff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">RENEWAL<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b92857 elementor-widget elementor-widget-text-editor\" data-id=\"3b92857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Renewal is an important step, as it allows you to review the financing terms of your mortgage without penalty and to compare the options offered by different financial institutions, based on your new mortgage balance. At this stage, you can make the desired changes without necessarily having to refinance: consolidate your margin at a reduced rate, transfer your loan or review your mortgage balance or amortization balance. \u00c9quipe Hypoth\u00e9caire is a trusted ally in developing strategies to reduce your rate and cover the full cost of your transaction.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d04097 e-con-full e-flex e-con e-child\" data-id=\"9d04097\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6ca5c2 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"b6ca5c2\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"bloc4\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113.png\" class=\"attachment-large size-large wp-image-745\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc09cfa elementor-widget elementor-widget-heading\" data-id=\"fc09cfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">REFINANCING<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d954b72 elementor-widget elementor-widget-text-editor\" data-id=\"d954b72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A refinance allows you to change the characteristics of your loan, such as the mortgage balance, amortization or the registration of a credit line. Depending on your situation and on team&#8217;s recommandations, refinancing offers you the possibility to review your financing conditions before the end of your term. \u00c9quipe Hypoth\u00e9caire provides you with adequate and transparent advice to avoid notary fees. By strategically targeting certain lenders that partially or fully cover notary and appraisal fees, you will save on your transaction.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-937d976 e-flex e-con-boxed e-con e-parent\" data-id=\"937d976\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-61da807 e-con-full e-flex e-con e-child\" data-id=\"61da807\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23842da elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"23842da\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"bloc5\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"255\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1.png\" class=\"attachment-large size-large wp-image-739\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1.png 255w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-112-1-150x150.png 150w\" sizes=\"(max-width: 255px) 100vw, 255px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4118c00 elementor-widget elementor-widget-heading\" data-id=\"4118c00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MULTI-HOUSING UNITS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c675f54 elementor-widget elementor-widget-text-editor\" data-id=\"c675f54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Multi-housing unit projects require special attention, as standards and funding arrangements vary depending on the building\u2019s category: 4 units or less, 5 to 8 units or 8 units and more. In all cases, our mandate is to advise you and enlighten you on the various financing opportunities, particularly through our calculating tools of the various lenders. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1deb9f3 e-con-full e-flex e-con e-child\" data-id=\"1deb9f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4168993 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"4168993\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"bloc6\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"228\" height=\"228\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161.png\" class=\"attachment-large size-large wp-image-742\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161.png 228w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-161-150x150.png 150w\" sizes=\"(max-width: 228px) 100vw, 228px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c89d84 elementor-widget elementor-widget-heading\" data-id=\"7c89d84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ALTERNATIVE CREDIT<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-724e2c9 elementor-widget elementor-widget-text-editor\" data-id=\"724e2c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Alternative credit is available to borrowers who do not meet the qualification criteria for standard mortgage financing. The establishment of a trust bond between our brokers and you is a priority for sharing confidential information that could impact your financing. In an alternative credit situation, all our resources are used to redress your credit and obtain standard financing conditions.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d73a35f e-flex e-con-boxed e-con e-parent\" data-id=\"d73a35f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c397ffa e-con-full e-flex e-con e-child\" data-id=\"c397ffa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-882e713 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"882e713\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"bloc7\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1.png\" class=\"attachment-large size-large wp-image-740\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-114-1-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be2119e elementor-widget elementor-widget-heading\" data-id=\"be2119e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EQUITY PROGRAMS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3b06dc elementor-widget elementor-widget-text-editor\" data-id=\"d3b06dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With some lenders, it is possible to acquire or refinance a property with a down payment or an equity gain of a portion of the property\u2019s market value. Not requiring any income confirmation, the equity program aims to ensure that income approval is not taken into account or that it is more flexible when you have sufficient equity at the time of purchase or on your property. Our team will then refer you to the lenders whose financing options best suits your needs.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07fd94d e-con-full e-flex e-con e-child\" data-id=\"07fd94d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bb4a7b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0bb4a7b\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"bloc8\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"255\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1.png\" class=\"attachment-large size-large wp-image-741\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1.png 256w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-113-1-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d4d106 elementor-widget elementor-widget-heading\" data-id=\"3d4d106\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SELF-EMPLOYED WORKERS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1b349 elementor-widget elementor-widget-text-editor\" data-id=\"7c1b349\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A mortgage is conditional on two things: the borrowing capacity and the Beacon Score. Self-employed workers are sometimes constrained in their borrowing capacity, as only reported income is considered in a funding application. In this situation, our brokers will explain the tax strategies available to you and direct you to the lender best suited for your application.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-909a42a e-flex e-con-boxed e-con e-parent\" data-id=\"909a42a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16752bb elementor-widget elementor-widget-heading\" data-id=\"16752bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e40064 e-flex e-con-boxed e-con e-parent\" data-id=\"0e40064\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c38b20 elementor-widget elementor-widget-toggle\" data-id=\"8c38b20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1471\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1471\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is the role of a mortgage broker?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1471\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1471\"><p>Whilst dealing with a mortgage broker, you will be aware of the most advantageous financing offers and get objective information about the financial products available in the market. Our role will be to guide you and negotiate financing options for your project, at the best rate and on the best terms for your situation.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1472\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1472\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What\u2019s better, a fixed-rate or a variable rate?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1472\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1472\"><p>Depending on your preferences and risk tolerance level, a variable rate gives you the advantage of being lower, however, it is directly affected by fluctuations in the Prime rate. A variable rate could therefore increase at any moment in time. A fixed-rate will protect your rate for the term of your mortgage, however, it will be a little higher.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1473\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1473\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">If I want to buy a house, where do I start?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1473\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1473\"><p>The first step to buying a house is to consult a mortgage professional to assess your purchasing power and determine your needs. Afterwards, it is recommended to obtain a pre-approval for the amount of money needed for your purchase. Real estate agents are increasingly asking this before proceeding with any transaction.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1474\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1474\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is considered a \u201cgood\u201d credit score?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1474\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1474\"><ul>\n<li>A score higher than 680 is considered good for a mortgage;<\/li>\n<li>A score between 650 and 680 is considered average;<\/li>\n<li>A score of less than 650 is normally analyzed on a case-by-case basis.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e4e9d98 e-flex e-con-boxed e-con e-parent\" data-id=\"e4e9d98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5116ee elementor-widget elementor-widget-heading\" data-id=\"c5116ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You have a project in mind?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3db4d43 elementor-widget elementor-widget-image\" data-id=\"3db4d43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"10\" src=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-31-1024x13.png\" class=\"attachment-large size-large wp-image-1499\" alt=\"\" srcset=\"https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-31-1024x13.png 1024w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-31-300x4.png 300w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-31-768x10.png 768w, https:\/\/www.equipehypothecaire.ca\/wp-content\/uploads\/2023\/04\/Group-31.png 1283w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5016ab elementor-widget elementor-widget-heading\" data-id=\"a5016ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Learn more about funding<br> opportunities and eligibility criteria.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92193c1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"92193c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/nk9iwnylh9n.typeform.com\/to\/VgBTBM5O\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SCHEDULE AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87c757e e-flex e-con-boxed e-con e-parent\" data-id=\"87c757e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dd920c elementor-widget elementor-widget-html\" data-id=\"2dd920c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div data-tf-popover=\"jybkUShS\" data-tf-custom-icon=\"https:\/\/images.typeform.com\/images\/J2sZBh9xxdkK\" data-tf-opacity=\"100\" data-tf-iframe-props=\"title=HYP - LeadGen Site web - Chat\" data-tf-chat=\"\" data-tf-open=\"exit\" data-tf-open-value=\"50\" data-tf-transitive-search-params=\"\" data-tf-button-color=\"#9F8440\" data-tf-medium=\"snippet\" style=\"all:unset;\"><\/div><script src=\"\/\/embed.typeform.com\/next\/embed.js\"><\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Our Services Advantageous and flexible mortgage products are becoming increasingly accessible over the years. That&#8217;s why \u00c9quipe Hypoth\u00e9caire offers a range of mortgage services tailored to your short and long-term needs. This allows you to make well-informed financing decisions. Paid entirely by financial institutions, our brokers inform and advise on financing solutions and loan terms, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2540","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Complete Mortgage Services in Quebec | \u00c9quipe Hypoth\u00e9caire<\/title>\n<meta name=\"description\" content=\"\u00c9quipe Hypoth\u00e9caire offers complete mortgage services in Quebec, for all needs such as the purchase of a new home, refinancing or renewing a loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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